Saving for retirement
can be a cost we don't
factor in right now...
retirement
See how much
delaying costs!

GO
?
?

join today

XXX,XXX
Contributions

Employer:XX,XXX

You:XX,XXX

?

join in 10 yrs

XXX,XXX,XXX

No delay

XXX,XXX,XXX

Never

Oops!
Contributions

Employer:XX,XXX

You:XX,XXX

same speed
catch up

Cost

$
XX
/mth

You'd miss out on

XX,XXX

at retirement

You'd need to contribute an extra

XXX
/mth

to catch up

No delay

By never joining you will miss out on

Fund balance

XXX,XXX

incl employer contributions of

XXX,XXX

Cost

$
XXX
/mth

Join today

You pay
Employer pays

Delay

You pay
Employer pays

Cost per month

Extra cost:

You've run out of time to contribute!

Retirement fund

Miss out on:
  Join today Join in x years
Year You pay Fund balance You pay Fund balance

Don't delay, start saving today!

Now that you understand why starting early may make a big difference in your level of retirement preparation – take the next step

  1. If you haven't enrolled in your retirement plan, get started today! Register and enroll now
  2. If you are already participating in your retirement plan, increasing your contributions today may make a big difference in your level of retirement preparation. Log in today to increase your contribution rate
  3. To learn more about preparing for your retirement, see our educational resources.
  4. If you are not part of a retirement plan contact your employer or financial professional today and take the next step.

Disclaimer & Assumptions

Disclaimer

Contributions

Savings are assumed to be added as regular, after-tax monthly contributions into a savings account.

Any contribution limits relating to a specific savings account are not factored in. The calculator assumes all contributions can be made without additional tax or fees.

Investment returns

Returns are assumed to be consistent for the duration of the investment period.

Retirement age

When calculating how much extra you could potentially accumulate for retirement, a retirement age of 65 is assumed.

Other information

This information is provided for educational purposes only. Investing involves risk which includes the potential loss of principal. All numeric examples are hypothetical and were used for explanatory purposes only.

AHC is not an affiliate of American United Life Insurance Company® (AUL), McCready and Keene or OneAmerica Securities and is not a OneAmerica company.